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PrimeLife
Service
companies offer many savings programs
like insurance, pre-need, mutual funds
and healthcare. Now, Prudentialife has
combined all the benefits of these programs
into one comprehensive package with
PRIMELIFE; for every family to enjoy
the fullness of life.
Primelife is a comprehensive package
of Hospitalization Benefit, Insurance
Coverage, Money-Back Benefit and a professionally-managed
Memorial Service. It comes in two types:
PrimeLife Classic which
includes a Wooden Casket and PrimeLife
Premier which includes a Metal
Casket. .
Hospitalization
Reimbursement Benefit
P148,400.00
maximum medical reimbursements per illness/disability,
per year.
Insurance Coverage
|
|
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| Insurance |
Coverage |
Benefit |
| Full Payment Guarantee |
During paying period
and before age 70 |
Balance in the plan
becomes fully paid |
| Waiver of Installment
Due to Permanent Disability |
During paying period
and before age 65 |
Installments are
waived as they fall due |
| Accidental Death
& Dismemberment Benefit |
During
paying period and before age 60 |
Max of 100% of Contract
Price is given to Planholder / Beneficiary |
| Family Assistance
Fund |
Before PH reaches
age 70 |
100% of the Contract
Price is given to Beneficiary |
| Dual Protection Benefit |
During paying period
and before co-PH reaches age 60 |
Balance of the plan
becomes fully paid |
Money-Back
Benefit
Fifteen
(15) years after full payment of the plan, 100%
of the Contract Price is given to you, or to your
named beneficiary.
Professional
Memorial Service
Prompt,
professional, and personal handling of the memorial
event in any of our 200 accredited servicing mortuaries.
A quality metal casket goes with the package.
Affordable
Prices
PrimeLife
is payable in five (5) years with the following
rates:
PrimeLife Classic
(Wooden Casket):
| Mode |
Contract
Price |
RegularInstallment |
| Annual |
P124,430.00 |
P24,886.00 |
| Semi-Annual |
P131,210.00 |
P13,121.00 |
| Quarterly |
P138,060.00 |
P6,903.00 |
Or
a one-time spot cash payment of P110,157.00
only. |
PrimeLife Premier (Metal Casket):
| Mode |
Contract
Price |
RegularInstallment |
| Annual |
P157,800.00 |
P31,560.00 |
| Semi-Annual |
P165,580.00 |
P16,558.00 |
| Quarterly |
P173,460.00 |
P8,673.00 |
Or
a one-time spot cash payment of P139,699.00
only. |
Plan
Flexibilities
| 1. |
Transfer |
- |
The plan can be sold
or donated by the living Planholder to another
living person who shall enjoy the remaining
benefits. |
| 2. |
Updating |
- |
The plan, if it has lapsed, can be reinstated
by paying the arrears, late payment charges,
and administrative fees. |
| 3. |
Assignment |
- |
The memorialization can be assigned by
the Planholder to anybody who pre-deceases
him, provided the plan is fully paid. The
hospitalization benefit shall be terminated. |
| 4. |
Termination |
- |
The Planholder, upon approval by the Company,
may get the plan’s attained annual
cash value. |
Serenity Gold
The family
has always been the center of our lives.
Our loved ones give more life to our
day to day existence. However, it is
inevitable that they will leave us behind.
Now, we can prepare to preserve our
loved ones memories with Prudentialife
Serenity Gold Life Plan.
The Serenity Gold is a bundled Traditional
Life and Cremation plans.
Features
and Benefits
1.
The Serenity Gold covers the following
services:
a.
transportation of the body from place
of death to mortuary
b.
preservation, cosmetics, and provision
of a quality metal casket
c.
viewing arrangements at home or mortuary
chapel
d.
cremation and provision of a marble
urn
e.
interment services
2. The quality metal casket provided
for in the plan has a single lid with
half glass for half viewing, full-length
handles with artisitic supports and
corner and an interior of quality fabric.
It fits a body height of 6 feet and
2 inches and a body girth of 1 foot
and 9 inches. |
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Insurance
Coverage
Insurance |
Coverage |
Benefit |
Full Payment Guarantee |
During paying period
and before age 70 |
Balance in the
plan becomes fully paid |
Waiver of Installment
Due to Permanent Disability |
During paying period
and before age 65 |
Installments are
waived as they fall due |
Accidental Death
& Dismemberment Benefit |
During
paying period and before age 60 |
Max of 100% of
Contract Price is given to Planholder
/ Beneficiary |
Family Assistance
Fund |
Before PH reaches
age 70 |
100% of the Contract
Price is given to Beneficary |
Affordable
Prices
The
Serenity Gold is available in spot cash or installment
of five (5) years on either annually, semi-annually,
or quarterly mode of payment.
Mode |
Contract
Price |
RegularInstallment |
Equivalent
Daily Rate |
Annual |
P109,005.00 |
P21,801.00 |
P59.73 |
Semi-Annual |
P112,270.00 |
P11,227.00 |
P61.52 |
Quarterly |
P115,640.00 |
P5,782.00 |
P63.36 |
Or
a one-time spot cash payment of P88,083.00
only. |
Plan
Flexibilities
| 1. |
Transfer |
- |
The plan can be sold
or donated by the living Planholder to
another living person who shall enjoy
the remaining benefits. |
| 2. |
Reinstatement |
- |
Plan updating and reapplication. |
| 3. |
Assignment |
- |
The memorialization can be assigned
by the Planholder to anybody who pre-deceases
him, provided the plan is fully paid. |
| 4. |
Termination |
- |
The Planholder, upon approval by the
Company, may get the plan’s attained
annual cash value. |
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