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              MUTUAL FUND AND UNIT INVESTMENT TRUST FUNDS
     Prudentialife takes its fund management expertise a step further in the area of financial services to better help you and the Filipino family secure the good life by introducing the Prudentialife Optima Funds.
 
 
       Prudentialife Optima Funds offers a basket of opportunities to maximize your financial investments. Investors can choose from our different financial products from Mutual Funds, Unit Investment Trust Funds (UITF) to other investments.
         Optima Funds is offered by Prudentialife Fixed Income Fund, Inc. (PFIFI). It is a Mutual Fund company registered last June 18, 2004, and has   an authorized capital stock of P200M. It aims to invest in a diversified portfolio of high quality debt instruments issued by the Philippine government and prime Philippine companies and is designed to provide regular interest income and principal preservation.
 
   Types of Investments:
         Fixed Income Fund- The Fund is designed to provide regular interest income and principal preservation through investments in government and    high- quality corporate debt securities aggregating below - average or low risk.
         Dollar Bond Fund - This Fund is for US Dollar investors who want to preserve their capital and achieve growth in income over a period of time. To achieve      this,    the Fund will be invested in a diversified portfolio of US dollar denominated fixed income instruments issued by the Philippine government, corporations    and financial institutions.  The Fund aims to outperform its benchmark (gross of fees and taxes), the JP Morgan Chase Asia Total Return Philippines Index.
     Philippine Equity Fund - The objective of this Fund is to attain long-term capital growth for Peso investors. To achieve this, the Fund will be invested in a   portfolio of  stocks listed on the Philippine Stock Exchange. The Fund seeks to outperform (gross of fees) the Philippine Stock Exchange Composite Index   (PHISIX), subject to BSP regulations.
  Diversified Balanced Fund - The Fund aims to achieve long-term capital and income growth by investing in a diversified portfolio of fixed income and equity securities. The Fund Manager, depending on market conditions, shall determine the allocation between fixed income and equity securities.
  Optima Balanced Fund - It is a diversified portfolio of high quality debt instruments issued by the Philippine government, prime Philippine corporations and equities listed in the Philippine Stock Exchange. It is designed to maximize returns of investment through current income from fixed income investments and capital growth through equity investments.
 
PENSION PLANS
  With Prudentialife Pension Plan, you can enjoy a secure life even before your retirement years. It helps you stay worry-free as you settle comfortably, start a business or hobby or even to simply relax. It's security you can rely on.
 
Plan Types :
 
  • Fund Starter - A plan that comes with basic insurance protection to protect the plan from lapsation
  • Fund Builder - A plan that provides insurance protection for both the plan and the Planholder at a reasonable cost
  • Fund Builder Plus - A plan with insurance protection and a money-back benefit that assures fund security
  • Premium Fund Builder - A plan with full insurance protection and a money-back benefit for a comprehensive coverage
    • Wealth Builder- A fixed-value plan that will give you a Yearly Cash Benefit equal to 15% of your desired Maturity Benefit for 10 years starting from the 10th year prior to maturity. This is apart from the Maturity Benefit that you will receive upon the plan's maturity.
  • Wealth Multiplier - An investment and savings plan package, which guarantees a lump sum cash benefit and an opportunity for the money to generate more income through accumulated annual dividends.
  • Wealth Multiplier Plus - An investment and savings plan package with four (4) insurance benefits and a money-back benefit five (5) years after maturity. It also guarantees a lump sum cash benefit and an opportunity for the money to generate more income through accumulated annual dividends.
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    SECURITIES
      Prudentialife Securities, Inc. is a stock brokerage house and a dealer of securities, bonds, debentures, and all other kinds of properties, either in the Philippines or in any foreign country. Its thrust is to provide investment opportunities to it's various clients and to expand their available investment outlets.
     
    Producst and Services :
     
  • Common Stock
  • Preferred Stock
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    CREDIT CARDS
      Prudentialife Financial Services, Inc. (PFSI) issues Visa International Credit Card. It has a tie-up agreement with Equitable Cardnetwork, Inc. which holds a franchise of Visa International. PFSI is responsible for all phases of credit transactions from card application to the assumption of credit risk.
     
    Credit Card Types :
     
  • Gold International Visa
  • Gold Local Visa
  • Classic International Visa
  • Classic Local Visa
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    LOANS
      PLPI Finance, Inc. is primarily to engage in the business of a lending investor and such to extend, grant or lend money to persons/entities in the form of loans, credit or any and all types of financial accommodations, secured by any acceptable security or collateral or even on a clean basis. Packages offered are priced lower than the prevailing interest rates of other lending companies. Repayment is through easy equal monthly or semi-monthly installments through a period of 6 to 12 months.
     
    Types of Loans:
     
  • Personal Loan
  • Salary Loan
  • Business Loan
  • Planholder Loan

    • For more information, call PFSI at (632) 895-3111.